Who we are

We’ve been sorting out complaints between financial market and their customers.

Our service

bank accounts, payments and cards
payment protection insurance (PPI)
financial advice, investments and pensions

Guided by fairness

Fairness is at the heart of what we do – and how we treat our staff and the people who use our service.

Our aims and values

How our work is guided by our sense of fairness.

Equality, diversity and inclusion

How we try to treat everyone we deal with fairly and equally.

Our service

If a financial business and a customer can’t resolve a complaint themselves, we’ll give an unbiased answer about what has happened.

Are you a small business?

If you’re a small business (SME) and want to make a complaint to us, go to our dedicated small business website for more information about how we can help.

Need help with a claims management dispute?

We can also help with complaints about claims management companies (CMCs). If you have a complaint, or you’re a CMC dealing with a complaint, go to the Claims Management Ombudsman website for more information.

why choose

Decisions and case studies

We share our practical experience in resolving financial disputes in a range of situations.

We make decisions based on what we think is fair and reasonable, accounting for the unique circumstances of each case we receive.

This database holds all the final decisions we’ve published since 1 April 2013 under the Financial Services and Markets Act 2000, as amended by the Financial Services Act 2012.







how it work

Our proven process for achieving success

Complain

Complain to the financial business.

step

01

final response

Get a final response letter

step

02

Financial Ombudsman

Make a complaint to the Financial Ombudsman

step

03

key benefits

Discover the benefits of choosing us today

01

Purpose

We feel proud of the work we do and are ambassadors of the Financial Ombudsman Service.

02

Ambition

We challenge ourselves to strive towards excellence, embracing continuous improvement and always learning.

03

Respect

We treat everyone with respect, recognising diversity and ensuring inclusion.

04

Trust

Our customers trust us to deliver on our promises. Colleagues collaborate and build trust.